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Category Archives: Personal Protection

What Teens Should Know About Alcohol

TEENS Minor in Possession  MIP A minor who attempts to purchase alcohol, consume alcohol or has bodily alcohol content is in violation of state statues and will face both fines and sanctions by the court. Driving Under the Influence  DUI The first offense of driving under the influence is punishable by up to six month in […]


Parent FYI: Teen Rights and Responsibilities

Parents would be well advised to consider the following list of teen rights and responsibilities. Michigan law defines these for teenagers once they turn 18 years of age. Rights for teens are as follows: -To vote -To make a will and power of attorney -To make their own end-of-life decisions -To sign a contract in […]

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Michigan Approves Asset Protection Trusts

Michigan recently became the 17th state to allow citizens to form – domestic asset protections trusts –that can shield assets from future creditors and lawsuits. Candidates for this type of trust are those facing liability concerns, high-risk professionals and those with a large net worth. It’s best to set up this kind of trust far […]

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The Rental Car Insurance Checkbox

You’re at the rental car center wondering should I purchase rental car insurance? What happens if I say no and have an accident? Here’s what to do Before you leave on vacation find out if you have rental car coverage through your personal auto insurance company. Many polices include this but it’s worth a call to […]

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Protection from Michigan’s Uninsured Drivers

Most of us have car insurance, but an unusually high number of Michigan drivers are without it or have the minimal coverage dictated by law ($20,000). Nationally, one in eight drivers (12.6%) are without car insurance. In Michigan, the rate is one in five (21%) according to 2014 findings by the Insurance Research Council (IRC) […]

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