Category Archives: Personal Protection
You can get take a Michigan boating safety class online at www.boatED.com When you pass the final exam you’ll be able to print out your boater safety certificate.
In light of the COVID-19 natural disaster, force majeure may become a viable defense in everyday contractual obligations.
Now it is very important that you understand how your Personal Insurance Protection works as Michigan’s auto insurance reforms go into effect this summer
Recreational marijuana became legal in Michigan as of November 2018. Yet many questions remain about usage. Here are a few answers. Who can use marijuana?Under Michigan law, anyone 21 or older can use marijuana and travel with up to 2.5 oz. anywhere except on school property, a school bus or a correctional facility. Where can […]
PARENTSYou cannot, under any circumstances, give alcohol to your children’s friends, even in your own home, even with their parent’s permission. You cannot knowingly allow a person under 21 years of age to remain in your home or on your property while they are consuming or possessing alcoholic beverages IF YOU BREAK THE LAWYou can […]
TEENS Minor in Possession MIP A minor who attempts to purchase alcohol, consume alcohol or has bodily alcohol content is in violation of state statues and will face both fines and sanctions by the court. Driving Under the Influence DUI The first offense of driving under the influence is punishable by up to six month in […]
Parents would be well advised to consider the following list of teen rights and responsibilities. Michigan law defines these for teenagers once they turn 18 years of age. Rights for teens are as follows: -To vote -To make a will and power of attorney -To make their own end-of-life decisions -To sign a contract in […]
Michigan recently became the 17th state to allow citizens to form – domestic asset protections trusts –that can shield assets from future creditors and lawsuits. Candidates for this type of trust are those facing liability concerns, high-risk professionals and those with a large net worth. It’s best to set up this kind of trust far […]
You’re at the rental car center wondering should I purchase rental car insurance? What happens if I say no and have an accident? Here’s what to do Before you leave on vacation find out if you have rental car coverage through your personal auto insurance company. Many polices include this but it’s worth a call to […]
Most of us have car insurance, but an unusually high number of Michigan drivers are without it or have the minimal coverage dictated by law ($20,000). Nationally, one in eight drivers (12.6%) are without car insurance. In Michigan, the rate is one in five (21%) according to 2014 findings by the Insurance Research Council (IRC) […]