Protection from Michigan’s Uninsured Drivers

Most of us have car insurance, but an unusually high number of Michigan drivers are without it or have the minimal coverage dictated by law ($20,000). Nationally, one in eight drivers (12.6%) are without car insurance. In Michigan, the rate is one in five (21%) according to 2014 findings by the Insurance Research Council (IRC)
If you are seriously injured by a motorist who is uninsured or under insured you will not be able to recover the monies needed to pay for your injuries. All too often the irresponsible drivers, who cause accidents, are the same people without car insurance.
In order to protect yourself I recommend you review your uninsured and under insured motorist coverage. I suggest you have at least $500,000 of coverage for both uninsured and under insured drivers. Adding additional coverage is relatively inexpensive and will provide you the needed financial protection from the many uninsured drivers on our Michigan roads.

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