You’re at the rental car center wondering should I purchase rental car insurance? What happens if I say no and have an accident?
Here’s what to do
Before you leave on vacation find out if you have rental car coverage through your personal auto insurance company. Many polices include this but it’s worth a call to your agent to confirm. Also check with your credit card company many offer this as a perk. If you are not covered for rental cars buy the insurance.
More tips for the road
Should you run out of gas or get a flat tire on your vacation and need roadside assistance you can save a lot of money by using your own service such as AAA. Finally take a moment to inspect your rental car at the time of pickup. Take pictures of any damage and discuss it with the agents in order to avoid false charges when you return the car.